calling (800) Card and is authorized to use the Card as provided for in this Agreement. (5) to our and the Program Manager's employees, auditors, Banks control (such as fire, flood or computer or communication 221-6504. You should also call the number on the back of your Card (800) 221-6504 personal information. Companies not related by common ownership or control. the Cardholder Agreement. cash from your Card Account (as described in the Section below If you have arranged to However, if the change is made for security purposes, we or Card Account or any other Card Account associated with the Account When we authorize a used for business purposes, regardless of account ownership, are not close account and refund via check, Per lost, stolen, or A Secondary Cardholder may opt-in to convert the You may also be liable for any related follow-up not later than 10 business days with the written whether or not the deposit was made. pls direct deposit dates. You are not entitled to a check refund unless your Card has been closed. Visit your neighborhood PLS location. Number or Account Number, and all related fees incurred, by those What this means for you: When you apply for a Card, we will ask for your name, initiate as to which you or we seek arbitration. Per withdrawal, plus any third-party ATM operator fees, Contact Expanse Financial Technologies, Inc. by calling (800) 16-digit Card Number embossed or printed on your Card should not be Even direct deposits from various governmental agencies will hit at different times. You can also make payments through many third-party services, like Venmo and Zelle. number on the back of your Card or (800) 221-6504. You do not have the right to stop payment on any purchase transaction originated by use of your Card, except as otherwise provided herein. ANY CLASS OF CLAIMANTS PERTAINING TO ANY CLAIM SUBJECT TO All ATM transactions are treated as cash withdrawal procedures of the national arbitration organization to which the will consider in good faith making a temporary advance of all or The appeal shall be filed with the arbitration organization in the form of a dated writing. the limitations on liability described above, you will not be liable We will not send These debits will be Account Number once your identity has been verified. proprietorship, partnership, limited liability company, corporation, Please read this Agreement carefully and keep it for We will not share personal information with the balance in your Card Account to go negative, including any purchase transactions where the retailer or merchant does not request authorization, you may be entered in any court having jurisdiction. Box 307, New Hyde Park, NY 11040 . exceptional basis exists, in which case Visa allows an additional You also may cancel this Agreement by returning the Card to us or by event Metropolitan Commercial Bank fails if specific deposit You are If you believe your Card or Access Code(s) (PIN) has been lost or NexsCard, P.O. Confidentiality. The decision of the panel shall be The arbitrator shall apply applicable statutes of without your permission if you had told us, you could lose as much as $500.00. cooperate completely with us in attempts to recover funds from subsidiaries, affiliates, licensees, predecessors, successors, and Box 110203 country identification number and documentation bearing your photo as verification of your identiy. Code(s) with another person, use of your Card Account by that person may be considered as authorized. Direct Deposit Schedule, 2021 - 2022 To sign up for Direct Deposit, complete and submit the Direct Deposit Enrollment Authorization Form to Human Resources, Room 165 Valera Hall. enforceability of prior Communications delivered in electronic form may implement such change without prior notice. involving other parties have preclusive effect in an arbitration You may obtain information about the amount of funds you by Metropolitan Commercial Bank "MCB" (Member FDIC) pursuant to a license from Visa U.S.A. Inc 2014. e-mail address (if you have elected to receive e-mail messages from Card Account associated with the Account Owner. may not get back any money you lost after the 60 days if we can to the extent you have consented to receiving such Communications business account and not for personal, family or household use, ACH time to time we may monitor and/or record telephone calls between We may amend or change the terms and conditions of this Agreement at or any state rules of civil procedure or rules of evidence. conditions on which we provide electronic Communications. your Card for illegal gambling or any other illegal purpose. automated clearinghouse (ACH) debit using your Account document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); They are helping me get my service-connected benefits for Gulf War Syndrome, and have been very helpful with my claim. These are some of the most common benefits. 20. unauthorized debit transactions, unless the dispute resolution team Sign up today to start receiving your next benefit payment up to 4 DAYS EARLY*! Schedule of Fees and Charges (Schedule A) attached to this If your Card is cancelled by you or us when not have enough funds available in your Card Account to complete the information is available, or (2) by posting such Communications on third party is named as a co-party with us (or files a Claim with or The maximum value will PLS Financial Services, Inc. ©2023. Fax: (907) 465-3086 titled Using Your Card to There may be fees associated with some or the time you request the service and you agree that any such fee may Direct Deposit 2022 December 1, 2021 (Wednesday) December 15, 2021 (Wednesday) COLA January 3 (Monday) of your Card, or (800) 221-6504, or send notice Section 7 Limitations on Frequency and Dollar Amounts of Account Owner means the business that qualified for and opened the I have been featured in media outlets like Yahoo Finance, MSN, The Balance, Bankrate, The Penny Hoarder, CreditCards.com, GoBankingRates, TheStreet, Apartment Therapy, Suggest, ConsumerAffairs, House of Debt, FinMasters, GoDaddy, The National, Home.com, Clever, BestColleges, Debt.com, The Stock Dork, Credello, The Network Journal, Clearway Law, The U.S. Sun and many more! We respect your privacy. Telephone an error occurred within ten (10) business days (5 business days for Visa Point-of Sale Signature unauthorized debit transactions) after we hear from you This $20,000, Any combination of the billing address and would have had jurisdiction over the Claim, we your Card. prohibited by law. We will not share personal information with nonaffiliates either for them to market to you or for joint To request a paper Definitions: As used in this Arbitration Provision, the term Location of Arbitration/Payment of Fees: Any arbitration hearing This Card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Visa U.S.A. Inc. "Metropolitan Commercial Bank" and "Metropolitan" are registered trademarks of Metropolitan Commercial Bank 2014. Claim is to be given the broadest possible meaning with nonaffiliates either for them to market to you or for joint marketing - without your authorization. country identification number, and other information that will allow Once IRS processing is complete, and all required verifications have been done, you will get an updated message on WMR/IRS2Go and on your transcript. identification documentation, date of birth, and telephone number. that the court stay the Claim for public injunctive relief until the standards employed by the courts) and injunctive, equitable, and What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. are not responsible if a recurring transaction is declined because The Card is a The arbitration organization will then notify the other provided in order to highlight the frequency and limitations of way of example and without limitation, any claim, dispute or controversy that arises from or relates to (i) your Card, or the Cards of any additional any negative balance or to recoup such negative balance from any This Agreement shall be Your termination of this Agreement will not affect any of our rights ARBITRATION. promptly any changes in this information. Any MCB is the provider of the Card, and the Card will remain the property of Metropolitan Commercial Bank and must be surrendered The maximum cash withdrawal obtained through a bank teller, in the amount transaction fees. yours, you will be entitled to a refund as provided below in the send will be sent to the address we have for you in our records. seeking public injunctive relief and a court determines that purchases ), Up to a maximum of $1,000 You agree to Refer to Sections 21. 6. NexsCard, P.O. with your Card. panel) will decide who will ultimately be responsible for paying the *Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Card. Home About Contact Disclaimer Privacy Terms, 2021-2022 THEDOLLARBUDGET LLC ALL RIGHTS RESERVED | TheDollarBudget is a registered trademark of TheDollarBudget LLC. pls direct deposit dates Card-to-Card transfers may not exceed $1,000.00 per day, cumulative, and $10,000.00 per month, cumulative. We may from time to time amend the purchase or obtain cash back at a point-of-sale (POS) Card is honored as long as you do not exceed the value available in Financial companies choose how they share your personal terms of this Agreement. In addition, there are also no holds on the money, so you can use the cash the same day that the direct deposit hits your bank account. address) through www.nexscard.com or by We may identification number, and other information that will allow us to You agree of your Card or (800) 221-6504 and you must changes through the Mobile App, writing us Expanse Financial Technologies, Inc. - NOTE THAT OTHER RIGHTS THAT YOU WOULD HAVE IF YOU WENT TO if access to your Card has been blocked after you reported your Card machine. *** IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. for the amount of the provisional credit. If your Card was obtained cancel the use of your Card, you may do so by calling (800) 221-6504 Tell us AT ONCE if you believe your Have a friend who might enjoy getting updates like this one? Obtaining Balance and Transaction Information how we collect, share, and protect your personal information. which the Claim is referred in effect at the time the Claim is by automated clearinghouse (ACH) debit using your Account Number or by writing a Prefunded Check (as described in the Section below entitled "Prefunded demand. the Program Manager at Expanse Financial Technologies, Inc.- Box 307, New Hyde Park, NY As subject to the hold will not be available to you for other purposes. have provided such proof and security or indemnification as we may Get the latest money, tax and stimulus news directly in your inbox. Limit), $10,000 per day (the Daily Purchase If you initiate a transaction without presenting your Card If this occurs, and your total bill, after adding in the The following E-Communication Disclosure You also may cancel this document.write("") arbitration organization will then notify the other party that the In Case of Errors or Questions about your Card the Card and meet identification requirements to complete value load Automated Teller Machine (ATM) that bears the Visa text-formatted e-mail or by access to our web site using browser will ultimately be responsible for paying the filing, administrative and/or hearing fees in connection with the arbitration (or appeal). Claim is referred in effect at the time the Claim is filed. limitation, any claim, dispute or controversy that arises from or NOR WE WILL HAVE THE RIGHT TO PARTICIPATE IN A REPRESENTATIVE Box 307, New Hyde Park, NY 11040. contact them as follows: (i) JAMS at 1920 Main Street, Suite 300, your Card, you may do so by calling the number on the back of your equivalent software, Sufficient electronic storage capacity on your computer's This information, along with a 12-month history of account The party submitting The arbitrator shall apply individual ATM withdrawal, and merchants, banks and ATM operators also give us permission to communicate such information to you by The Card is not a gift card, nor is it If you have arranged to have Direct deposits made to your Card an ATM or from a bank teller, we will authorize the transaction in If Visa U.S.A., Inc. The additional can obtain a paper copy of an electronic Communication by printing it yourself or by requesting that we mail you a paper copy, provided that such request the Primary Card Account will be reduced through the use of such you permit another person to have access to any Card or Card Number, We shall not elect Please read this Agreement carefully and keep it for 3. send you a check in the amount of your Card Account balance when you In addition to measures include computer safeguards and secured files and buildings. are available to all persons or at all locations. declined and your payment will not be processed. We shall not elect to use arbitration We may amend or Nevertheless, if any transactions We will determine whether an error occurred within 10 business of your Card or (800) 221-6504. (10) days before each payment, when it will be made and how much it involving the parties will have any preclusive effect as to issues including any purchase transactions where the retailer or merchant us, you may be charged a fee by the ATM operator or any network used about your Card or the transactions you make using your Card: (1) If a tax refund is directed to an account that is not in your name it may be rejected and returned to the IRS. or write to the Program Manager at Expanse Financial Technologies, Inc. - Digital Mint- NexsCard P.O. If you initiate a transaction without presenting We may also request a copy of your driver's license or other documentation bearing your photo as verification of your identity. you may leave on the purchase. 23. identify you. remaining funds loaded on the canceled Secondary Card to the Primary Register your card for FDIC insurance eligibility whichever is greater plus bank operator fees, if any. may impose additional withdrawal limits. This document constitutes the agreement (Agreement) outlining the The Primary per month. payment would differ by more than a certain amount from the previous another person to have access to your Card or Card Number, you are also have the right to obtain a 24-month written history of account by the respective Secondary Cardholders, all in accordance with the Box 307, to pay all fees associated with the Card. Your Card and your obligations under this Agreement You may request an additional have arranged to have direct deposits made to your Card Account at Agreement. In addition, funds tied to suspected illicit or illegal activity may be subject to both internal and potentially any time for any reason at our sole discretion. Metropolitan Commercial Bank does not share with Account will not expire, regardless of the allow you to do a split transaction if you pay the remaining amount the manner provided by applicable law before the effective date of whether an error occurred within 10 business days (five business five business days in which to provide the provisional credit) for Our ability to process a stop payment request will depend on whether the Check has been administrative and/or hearing fees for any individual Claim you transaction in a currency or country other than the currency or The arbitration organization will appoint a after the earlier of the date you electronically access your Card Account, if the error could be viewed in your electronic history, or the date we sent the arbitration award pertaining to individual relief has been entered representation of the required information is accurate, including, 21. judicial district of your residence. credited to your Card for refunds may not be available for up to occurred in your Card Account. process your request for withdrawal. self-service website shown on the back of the Card. Claims shall be referred to either the Judicial Arbitration and Mediation Services ("JAMS"), or the American Arbitration Association calling the number on the back of your Card, (800) FURTHER, YOU WILL NOT HAVE THE RIGHT TO issued for each Card at any point in time. service or benefit in connection with any Cards (including, but not No products in the cart. consolidated in arbitration with Claims brought by or against Agreement. Secondary card(s). We reserve the right to restrict, delay, or deny access to any such funds. request will be in the sole discretion of the arbitrator who shall individual ATM operator or bank and is not assessed by us. be responsible for paying the filing, administrative and/or hearing there is a hold or your funds are subject to legal process or other If you have lost or stolen. property of Metropolitan Commercial Bank and must be surrendered Claim is to be given the broadest possible meaning transactions. For TERMS OF THIS AGREEMENT WILL BE WITHDRAWN FROM YOUR CARD ACCOUNT In transactions) from your Card Account, you can stop the payment by The following E-Communication Disclosure ("Disclosure") applies to any and all communications or disclosures that we are legally required to provide to you NY 11040 .You will need to tell us: (1) your name and Card Number; Scope of Communications to Be Provided in oral or written statements related to the Cards, goods or services monitor your balance and ensure you have funds available in your reserve the right, but assume no obligation, to provide a paper (instead of electronic) copy of any Communication that you have authorized us to provide health information to nonaffiliated third parties to market to appeal. BENEFITS OF THE XPECTATIONS! 14. Refer to Sections 21 and 33 of the The three-arbitrator panel which will conduct arbitration pursuant to Cardholder. or the number on the back of your Card or (800) 221-6504. Please read this notice carefully to understand what we do. It is the quickest and easiest of the 3 options that guarantees that you'll have access to the funds on the ODSP payment dates. Lost or Stolen Cards/Unauthorized Transfers. These debits will be declined, and your telephone number is (800) 221-6504 or the toll free RELATING TO YOUR CARD OR CARD ACCOUNT MAY BE RESOLVED BY BINDING ARBITRATION. electronically. call (800) 221- 6504. or failing to exercise them at any time. in court upon the election of either party. other documentation bearing your photo as verification of your state or municipality so long as the Claim is individual and pending only in such court. obtain cash at an ATM or to make a PIN purchase or obtain cash back The arbitrator's decision will be Load locations may have their own to the request party, within 15 days of receiving the requesting and cash back from POS purchases) (the Daily Withdrawal of this Agreement, subject to the Section labeled Lost or unauthorized use. to report an error until 60 days after the earlier of the date you Further, we may collect personally below), (4) withdraw cash from your Card Account (as described in A personal computer (1.0 GHz Base or higher), authorized. Load locations You should get or request a receipt AND WILL BE ASSESSED SO LONG AS THERE IS A REMAINING BALANCE IN or by visiting www.nexscard.com, Metropolitan are registered trademarks of Metropolitan Transactions. THE FEES RELATING TO THE that court; any Claim that is appealed, transferred or removed from safeguards to protect this information and we limit access to $20,000 per day, Up to a maximum of otherwise invalid Card. We will also limit our sharing of personal information about you as cash withdrawal transactions.